1st Credit Debt Collectors

1st Credit

Registry of Debt Collectors

 

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What To Do If You Get A Nasty Letter or Phone Call From:

1st Credit Debt Collectors

1st Credit Debt Collectors is a debt purchasing company or debt collecting company listed in the website of

Start an unenforceable credit agreement application here.

To really put an end to debt misery start an IVA application here (no more crippling loans).

Name: 1st Credit Debt Collectors
Name: 1st Credit
Also Known As: First Credit, 1st Cretins, First Cretins, etc.
Address: The Omnibus Building, Lesbourne Road, Reigate, Surrey RH2 7JP

1st Credit Debt Collectors and the Truth About Your Debt

1st Credit Debt Collectors is a debt collection agency which has purchased your debt account from the original lending source (or in some cases another debt purchaser) for about a tenth or less of the original value of the debt and is brazenly attempting to get the full sum of the original debt from you.

1st Credit Debt Collectors will use all sorts of nasty methods to get money out of you in order to profit from you. You may already have had bad dealings with them. They may call you on the phone when they know it is inconvenient or even embarrassing for you and on an unacceptably numerous number of occasions. They may write you official-appearing sternly drafted letters or cards threatening that they will come round to collect the amount in full or that they will take you to court for the full amount. Other tactics will include saying that they will make a charging order on your property or in some way bring about your homelessness or destitution.

So ask 1st Credit Debt Collectors for a copy of the original agreement when you took out your loan or credit card.

Even better, start an unenforceable credit agreement application enquiry. It costs nothing to do this and you are protected by the consumer credit laws. Click here for the unenforceable contract application form.

 

We are licence by the Office of Fair Trading. Licence No. 633327

We are signatories of the Data Protection Act. Reg. No. Z1620707

 

 

 

More Data On 1st Credit Debt Collectors

This is from the MoneySavingExpert site:

The best way to stop them forever is to make a complaint through the Office of Fair Trading. If enough people complain they will remove 1st Credit's license. 1st Credit are members of the Credit Services Authority (CSA) who are absolutley useless. I complained through the CSA but they just photocopied information from 1st Credit onto their letterhead and sent it to me.

1st Credit recorded phone calls are never released to the debtor - no matter what.

They ARE bullies, they ARE offensive, they WILL push you to the limit regardless of CSA and OFT guidlines. My advice is to keep copies of everything and refuse to speak to them over the phone.

LATEST: The Office of Fair Trading have conducted an investigation into the bahaviour of 1st Credit in a report published on the OFT site 0n 25 February 2009. The report states:

In 2008, following receipt of an application to vary an associated company's licence, the OFT carried out an in-depth investigation into the business practices and procedures employed by companies operating under the 1st Credit banner. In assessing the companies' competence to carry out consumer credit activities, the OFT conducted on-site visits and reviewed complaints received about 1st Credit Ltd's debt collection practices via consumers, Citizens Advice, CCCS and Consumer Direct.

Time will tell whether 1st Credit's manners have improved since this very official rap on the knuckles!

If you have any information that you would like honest people to know about 1st Credit Debt Collectors then send us an email in complete confidence and we will try to corroborate it with the clowns involved.

 

 

This 1st Credit Debt Collectors website is part of DPC Registry website group. All rights reserved.