What
To Do If You Get A Nasty Letter or Phone Call From:
1st Credit Debt Collections

1st
Credit Debt Collections is a debt purchasing company or debt collecting
company listed in the website of
Start an unenforceable
credit agreement application here.
Want to be in a
much better position to manage your affairs? Challenge your debts and
reclaim all your credit card charges over 6 years. For more details
about this Ministry of Justice licenced service see Help
For Debt Problems.
Name: 1st Credit
Debt Collections
Name: 1st Credit
Ltd
Also Known As: First
Credit, 1st Cretins, First Cretins, etc.
Address: The Omnibus Building, Lesbourne Road, Reigate, Surrey RH2 7JP
Telephone: 01737 228555
Fax: 01737 228564
Email:

1st Credit Debt Collections and
the Truth About Your Debt

1st Credit Debt Collections is a debt purchasing firm
which has bought a delinquent account from the original lender, often
a bank (or in some cases another debt purchasing company) for a tiny
percentage of the original value of the debt and is brazenly attempting
to recover the full sum of the original debt from you.
1st Credit Debt
Collections will use all sorts of nasty methods to extort money out
of you in order to make money from you. You may already have experienced
bad dealings with them on the phone or by letter. They may call you
on the phone at odd times and do this lots of times. They may send you
official-looking sternly worded letters threatening to 'send the boys
round' to collect the amount in full or that they will take you to court.
Other tricks will include attempting a charging order on your home or
in some way bring about your homelessness or destitution.
So ask 1st Credit Debt Collections
for a copy of the original contract when you took out your loan or credit
card.
Even better, start
an unenforceable
credit agreement application enquiry. It costs nothing to do this
and you are protected by the consumer credit laws. Click
here for the unenforceable contract application form.
To find out if you
qualify for an IVA or can benefit from a debt management programme,
try the IVA
Test. It's free to apply, and again you are protected by the consumer
laws regarding debt management at all stages. Click
here to go to the application form.
We are licenced
by the Office of Fair Trading. Licence No. 633327
We are signatories
of the Data Protection Act. Reg. No. Z1620707
More Data
On 1st Credit Debt Collections
The
Office of Fair Trading, it seemes, has had so many complaints against
1st Credit that they have had no option but to investigate them, which
they did as described in a report published on the OFT web site dated
25 February 2009.
"The
OFT has taken action against 1st Credit Ltd requiring the company
to improve its debt collection practices."
So
let's see if this rap on the knuckles has changed 1st Credit's behaviour
for the better, shall we?
If
you have any information that you would like honest people to know
about 1st Credit Debt Collections then send us an email in complete confidence and
we will try to corroborate it with the clowns involved.

This
1st Credit Debt Collections website is part of DPC Registry website
group. All rights reserved.