1st Credit Collecting
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What To Do If You Get A Nasty Letter or Phone Call From:
1st Credit Collecting
1st Credit Collecting is a debt purchasing company or debt collecting company listed in the website of
Start an unenforceable credit agreement application here.
Want to be in a much better position to manage your affairs? Challenge your debts and reclaim all your credit card charges over 6 years. For more details about this Ministry of Justice licenced service see Help For Debt Problems.
Name: 1st Credit Collecting
Also Known As: First Credit, 1st Cretins, First Cretins, etc.
Address: The Omnibus Building, Lesbourne Road, Reigate, Surrey RH2 7JP
Telephone:
Fax: 01737 228564
Email: yet to be established
1st Credit Collecting and the Truth About Your Debt
1st Credit Collecting is a debt collection company which has bought the delinquent account from the original creditor, usually a bank (or in some cases another debt purchasing company) for about a tenth or less of the original value and is attempting to get the full sum of the original from you.
1st Credit Collecting will use all sorts of nasty methods to get you to set up a direct debit or standing order in order to profit from your ignorance of the law. You may already have had bad dealings with them. They may call you on the phone when they know it is inconvenient or even embarrassing for you and do this many times every day. They may send you official appearing nastily worded letters or cards threatening to come round to collect the full amount or that they will take you to court. Other tactics may involve attempting an order for sale charge on your property or make you lose your home.
So ask 1st Credit Collecting for a copy of the original contract and see what they do....
Even better, start an unenforceable credit agreement application enquiry. It costs nothing to do this and you are protected by the consumer credit laws. Click here for the unenforceable contract application form.
To find out if you qualify for an IVA or can benefit from a debt management programme, try the IVA Test. It's free to apply, and again you are protected by the consumer laws regarding debt management at all stages. Click here to go to the application form.
We are licenced by the Office of Fair Trading. Licence No. 633327
We are signatories of the Data Protection Act. Reg. No. Z1620707
More Data On 1st Credit Collecting
In February 1st Credit were severely reprimanded by the Office of Fair Trading for heavy handed practices.
Read the full account at the OFT's website here.
If you have any information that you would like honest people to know about 1st Credit Collecting then send us an email in complete confidence and we will try to corroborate it with the clowns involved.
This 1st Credit Collecting website is part of DPC Registry website group. All rights reserved.
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