Complaints Against 1st Credit Ltd Reigate

 

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What To Do If You Get A Nasty Letter or Phone Call From:

1st Credit Ltd

 

 

1st Credit is a debt purchasing company or debt collecting company which is listed in the website of the

 

DPC Registry is registered and regulated under the Data Protection Act. Reg. No. Z1620707 and licenced by the Office of Fair Trading. Consumer Credit Licence No. 633327.

 

 

Name: 1st Credit Ltd Reigate
Also Known As: First Credit, 1st Cretins, First Cretins, etc.
Address: The Omnibus Building, Lesbourne Road, Reigate, Surrey RH2 7JP
Telephone: 01737 228555
Fax: 01737 228564
Email: USER [AT] 1stcreditltd.com
Extra Data: In February 2009 1st Credit were severely reprimanded by the Office of Fair Trading.

1st Credit and the Truth About Your Debt

1st Credit is a company which has purchased the delinquent account from the original lender (or in some cases another debt purchasing company) for a small percentage of the original value of the account and is brazenly attempting to get the full sum of the original from you.

1st Credit will use all sorts of nasty methods to get you to set up a standing order in order to make money from you. You may already have had bad and terrifying experiences of them. They may phone you up at odd times and do this many times every day. They may write official appearing nastily worded letters or cards threatening that they will come round to collect the full amount or take you to court if you cannot pay. Their other strategies will include attempting to make a charging order on your home or in some way cause you great personal suffering.

So ask 1st Credit for a copy of the original contract when you took out your loan or credit card.

Even better, start an unenforceable credit agreement application here. If you want to check, in addition, missold PPI and recover all the credit card charges you've paid over the last 6 years (plus 8% interest) it costs an upfront fee of only £99 for a full audit to see what you're entitled to. Click here for more.

 

 

Want to be in a much better position to manage your affairs? Challenge your debts and reclaim all your credit card charges over 6 years. For more details about this Ministry of Justice licenced service see Help For Debt Problems.

 

 

More Data On 1st Credit

1st Credit Work tooth in claw with their solicitors, LCS Solicitors, also of Reigate and possibly a subsidiary, who specialise in bothering people by phone. They like to leave messages on answering machines the the effect that you should phone them on a "very important" matter (of course, it's important to them that you phone them; it's important to you that you don't. Because if you phone them they will be able to say things to you orally that they would not dare put in writing because they would not be able to get away with it.

Also, I wonder if the person who phones up is really a qualified solicitor - he had the demeanour of an aggressive telesales wide boy. Not the kind of fellow you'd associate with chambers!

Personal Testimony from Contributor: I was being hounded by phone calls from LCS Solicitors on behalf of 1st Credit and they were phoning me up to 4 times a day. This frequency got greater and greater up until one Monday evening (10th November 2008) when the BBC's Panorama programme did a little expose of them (1st Credit) and they suddenly stopped phoning. In fact they seem to have ignored that dead account completely - they've stopped phoning entirely and it's been like that for weeks. I can't get a peep out of them. I wonder why?

In February 2009 1st Credit were severely reprimanded by the Office of Fair Trading for heavy handed practices. Read the full account at the OFT's website here.

If you have any information that you would like honest people to know about 1st Credit then send us an email in complete confidence and we will try to corroborate it with the clowns involved.

 

 

This 1st Credit Ltd Reigate website is part of DPC Registry website group. All rights reserved. Complaints Against 1st Credit.

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DPCRegistry is a trading name of Credit Clear UK Ltd. Registered in England and Wales. Company registration number 06606100. Credit Clear UK Ltd is regulated by the Ministry of Justice in respect of regulated claims management activities. Its registration is recorded on the website www.claimsregulation.gov.uk. Registration Authorisation number CRM 13650.